Ten licensed states

Where we place commercial insurance

State hubs plus incorporated cities that can rank in each licensed state, including California (CA Lic #0M51388). ZIP codes appear in body copy and structured data. We do not publish a URL for every ZIP.

Licensed states

Washington

Washington is our home state. The principal office is in Tukwila, the mailing address is in Vancouver, and the book is commercial — contractors registered with L&I, restaurants and coffee shops, lessors, manufacturers, and the service firms that keep Puget Sound running.

Washington and 141 cities

Oregon

Oregon is a competitive workers-comp state and a Construction Contractors Board state. That combination is why Oregon contractors call a broker who already writes Washington work and understands both desks.

Oregon and 87 cities

Idaho

Idaho is a competitive workers-comp state with a contractor and agribusiness backbone and a Boise commercial core that looks more like a small Denver every year. We place the commercial file from our Tukwila office and we treat Idaho as a licensed state, not a courtesy add-on.

Idaho and 49 cities

Nevada

Nevada’s commercial book is hospitality, contractors who build and remodel that hospitality, and the lessors and vendors who sit underneath it. Las Vegas and Reno are not the same city and we do not write them as one postcard.

Nevada and 15 cities

Arkansas

Arkansas is a competitive workers-comp state with a Little Rock commercial core, a manufacturing and food-processing belt, and working farms that are businesses, not hobbies. We place those files as an independent broker, not as a call-center referral.

Arkansas and 105 cities

South Dakota

South Dakota’s commercial core is Sioux Falls, with working farms and Main Street operators across the rest of the state. We license here because those accounts asked, and because agribusiness done as a business deserves a commercial broker, not a personal-lines farmowners pitch.

South Dakota and 40 cities

Pennsylvania

Pennsylvania is two commercial cores — Philadelphia and Pittsburgh — plus a contractor and manufacturing belt between them. We license in the state and we write the file as an independent broker, including liquor for hospitality and a private WC policy that will survive a Pennsylvania audit.

Pennsylvania and 215 cities

Texas

Texas is a large commercial market with a workers-comp system that is not like Washington’s and a property market that talks about wind and hail on the first call. We license in Texas and we write Houston, Dallas, and Austin accounts as an independent broker — wholesale, manufacturing, contractors, lessors, and hospitality.

Texas and 252 cities

Indiana

Indiana is a competitive workers-comp state with an Indianapolis commercial core, a manufacturing and logistics belt, and a contractor community that works both public and private. We license here and we write the file as an independent broker, not as a referral to a call center.

Indiana and 151 cities

California

California is a full licensed state for this firm, not a footer footnote. We place commercial files for contractors, hospitality, professional and tech-adjacent offices, lessors, and Central Valley agribusiness that is a business — not a hobby ranch.

California and 376 cities