St. Helena, CA
Commercial Insurance Broker in St. Helena, California
St. Helena, CA is a small incorporated city (about 5300 residents) in North Bay. St. Helena sits in Napa County. The book we actually write here is wineries or cider-adjacent operations, restaurants, and the landscaping and farm work around them. We are based in Tukwila, WA; mail can go to PO Box 87249, Vancouver, WA 98687.
Typical St. Helena accounts we discuss are restaurants, wineries and breweries, and hotels. The coverage conversation usually starts with 3 commercial lines, not a personal-lines bundle. We are licensed in California (CA Lic #0M51388). California is a competitive workers-comp market. Washington-situs employees, if any, remain with L&I; we do not replace L&I.
Owners in St. Helena deal with landlords, GCs, and lenders who ask for certificates the week the keys change hands. That is a wording job: additional insured, primary and noncontributory, waiver of subrogation when the exhibit actually requires it. We read the exhibit.
We do not print a street address on this page. The firm is based in Tukwila, WA. Mail: PO Box 87249, Vancouver, WA 98687. Phone 800-351-9518.
Licensed commercial insurance in California only means we can place the file — it does not mean every class is a fit. We are licensed in California (CA Lic #0M51388). California is a competitive workers-comp market. Washington-situs employees, if any, remain with L&I; we do not replace L&I. We do not publish a ZIP-code doorway set for St. Helena. If the operation is in this city, use this page.
Related coverage, industries, and locations
Liquor Liability
Dram-shop and liquor-law liability for restaurants, hotels, and tasting rooms that serve as part of a hospitality operation.
Coverage detailsCommercial Farm
Farms, ranches, wholesale nurseries, and commercial wineries — working operations, not hobby acreage.
Coverage detailsGeneral Liability
Third-party injury, property damage, and products/completed-operations protection for shops, offices, and jobsites.
Coverage detailsRestaurant and Food Service
Kitchens, dining rooms, delivery, and liquor — packaged for restaurants that actually cook and serve.
Industry pageWinery and Brewery
Production, barrel and tank inventory, tasting-room liquor, and a commercial farm or manufacturing chassis — not a bar policy.
Industry pageHotel
Guest premises, property, liquor, garagekeepers, and the income story of a limited-service or full-service hotel.
Industry pageCalifornia
Licensed commercial insurance broker serving California.
State page