Commercial Insurance Broker in China, Texas

Typical China accounts we discuss are restaurants, warehousing, and hotels. The coverage conversation usually starts with 3 commercial lines, not a personal-lines bundle. Texas workers compensation is elective for many private employers and still contractually required on most serious commercial jobs. That is not the same system as Washington L&I, and we do not mix the two.

Owners in China deal with landlords, GCs, and lenders who ask for certificates the week the keys change hands. That is a wording job: additional insured, primary and noncontributory, waiver of subrogation when the exhibit actually requires it. We read the exhibit.

restaurants, warehousing, and hotels in China get classified for the work they do, not for a hope. Completed operations, liquor, cargo, or E&O appear when the operations justify them — not as decoration.

Licensed commercial insurance in Texas only means we can place the file — it does not mean every class is a fit. Texas workers compensation is elective for many private employers and still contractually required on most serious commercial jobs. That is not the same system as Washington L&I, and we do not mix the two. We do not publish a ZIP-code doorway set for China. If the operation is in this city, use this page.