Commercial industry
IT and Computer Services Insurance
IT firms sell access, implementation, and advice. The claim is a missed backup, a botched migration, or a client who says your remote access was the hole in their network. Technology E&O and cyber are the pair; a office BOP is the furniture.
We place managed-service and break-fix shops, implementation consultants, and small software-service firms. If you host customer production systems, say so — the cyber and E&O limits move.
Risks we actually schedule
- A client alleging your work caused downtime or data loss.
- A breach that started in a tool you administer.
- Social-engineering on a client’s funds while you had privileged access.
- Hardware in transit or at a client site that a office policy never covered.
Frequently asked questions
Is technology E&O the same as cyber?
No. E&O is the professional-services claim. Cyber is the security-and-privacy event, first- and third-party. Many IT firms need both, and some forms package them — we still read the grants.
We only do break-fix. Do we need E&O?
Yes. A botched repair that takes a dental office down for a week is an E&O claim.
Do client contracts’ indemnities matter?
They decide whether your E&O is even allowed to respond the way you promised. Send the paper we will be certificating to.
Related coverage, industries, and locations
Professional Liability
Errors-and-omissions coverage when advice, design, or a professional service is alleged to have caused a financial loss.
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Ransomware, data-breach response, forensic IT, notification, and business income after a network event.
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A packaged policy that pairs general liability with commercial property and business income for eligible classes.
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Tools, equipment, cargo, installation jobs, and property that moves — the coverage a building policy leaves behind.
Coverage detailsProfessional Consulting
Miscellaneous professional liability, cyber, and a office package for firms whose product is advice.
Industry pageAdvertising Agency
Professional liability, cyber, and a package for shops that sell ideas, media, and production.
Industry pageEngineering and Architecture
Design professional liability first, then a office package, cyber, and the field-visit auto file.
Industry pageWashington
Licensed commercial insurance broker serving Washington.
State page