Masonry Contractor Insurance

We place brick, block, stone-setting, and veneer contractors on building work. We do not write restoration of historic towers as a silent add, and we do not write chimney-only shops that also do roofing without saying so. Roofing stays off this site as a featured class. If you set interior stone and tile, see tile as well — many shops are both, and we split the receipts.

Completed-operations is water intrusion through a veneer, a fallen stone, and a retaining wall that moves. Additional-insured wording from GCs is standard. We read the exhibit. If you design the wall, professional liability may belong on the file; if you build to someone else’s stamp, say that.

Material on the site — palletized stone, brick, a diamond blade inventory — is inland marine. Scaffolding you own is equipment; scaffolding you rent is a rented-equipment grant. Commercial auto covers the boom truck and the crew cabs. Washington crews stay with L&I. We place stop-gap and competitive-state WC. We do not replace L&I.

Height and the percentage of residential versus commercial change appetite. We ask. Structural masonry and work below grade that is really a wall-and-excavate book need to be described. Excavation as a featured class is something this site avoids; incidental footing work is fine when it is incidental.

Concrete, tile, and general contractors are the related pages. A mason who also pours footings can often stay on one account. A mason who has become a site GC should use the general-contractor page.

Risks we actually schedule

• Water intrusion and fallen veneer after substantial completion.
• A retaining or structural wall claim that becomes a design-and-build argument.
• Theft or weather damage to staged stone and brick.
• Scaffold and telehandler injury — L&I in Washington, private WC elsewhere.