Santa Cruz, CA
Commercial Insurance Broker in Santa Cruz, California
Santa Cruz is the county seat of Santa Cruz County. At about 63,000 residents, Santa Cruz is a regional commercial center whose everyday submissions are general contractors, specialty retail, and restaurants. We license in California. We do not write personal auto or homeowners from this page.
Call 800-351-9518 or send a quote. We are based in Tukwila, WA. The public mailing address is PO Box 87249, Vancouver, WA 98687. We are licensed in California (CA Lic #0M51388). California is a competitive workers-comp market. Washington-situs employees, if any, remain with L&I; we do not replace L&I.
Population band matters because a a regional commercial center in Central Coast does not buy insurance the way a downtown core does. Santa Cruz needs limits and deductibles that match hotels, restaurants, and specialty retail that live on a visitor calendar, including a property conversation you can hear before the bind.
If you also operate outside California, say so on the first call so other-states coverage is a design choice rather than a renewal surprise. As a county seat, Santa Cruz also sees public-entity exhibits and vendors who need bonds or professional liability earlier than a purely private Main Street account.
We are licensed in California (CA Lic #0M51388). California is a competitive workers-comp market. Washington-situs employees, if any, remain with L&I; we do not replace L&I. We do not publish a ZIP-code doorway set for Santa Cruz. If the operation is in this city, use this page.
Related coverage, industries, and locations
Workers Compensation
Private WC in competitive states, plus stop-gap and multi-state design. Washington employers stay with L&I for WA payroll.
Coverage detailsGeneral Liability
Third-party injury, property damage, and products/completed-operations protection for shops, offices, and jobsites.
Coverage detailsCommercial Property
Buildings, inventory, equipment, and business income when fire, theft, wind, or water shut you down.
Coverage detailsCommercial General Contractor
GL, builders risk, auto, surety, and multi-state WC/stop-gap for commercial GCs — not a handyman policy.
Industry pageSpecialty Retail
A hub for independent shops that are not a chain and not a generic “store” — inventory, premises, and the odd extra.
Industry pageRestaurant and Food Service
Kitchens, dining rooms, delivery, and liquor — packaged for restaurants that actually cook and serve.
Industry pageCalifornia
Licensed commercial insurance broker serving California.
State page