Orofino, ID
Commercial Insurance Broker in Orofino, Idaho
If you run a commercial operation in Orofino, you want a broker who already thinks in restaurants, lodging, and neighborhood food service — food service and lodging plus the contractors who remodel kitchens after hours. Orofino is the county seat of Clearwater County. Population is about 3300 residents. We shop multiple A-rated carriers from Tukwila and we work for the client.
Typical Orofino accounts we discuss are restaurants, commercial lessors, and coffee shops. The coverage conversation usually starts with 3 commercial lines, not a personal-lines bundle. Idaho is a competitive workers-comp state. If crews also work in Washington, that payroll belongs with L&I and is not replaced by an Idaho policy.
Population band matters because a a smaller county-seat market in Idaho does not buy insurance the way a downtown core does. Orofino needs limits and deductibles that match food service and lodging plus the contractors who remodel kitchens after hours, including a property conversation you can hear before the bind.
We do not print a street address on this page. The firm is based in Tukwila, WA. Mail: PO Box 87249, Vancouver, WA 98687. Phone 800-351-9518. As a county seat, Orofino also sees public-entity exhibits and vendors who need bonds or professional liability earlier than a purely private Main Street account.
Licensed commercial insurance in Idaho only means we can place the file — it does not mean every class is a fit. Idaho is a competitive workers-comp state. If crews also work in Washington, that payroll belongs with L&I and is not replaced by an Idaho policy. We do not publish a ZIP-code doorway set for Orofino. If the operation is in this city, use this page.
Related coverage, industries, and locations
Liquor Liability
Dram-shop and liquor-law liability for restaurants, hotels, and tasting rooms that serve as part of a hospitality operation.
Coverage detailsGeneral Liability
Third-party injury, property damage, and products/completed-operations protection for shops, offices, and jobsites.
Coverage detailsWorkers Compensation
Private WC in competitive states, plus stop-gap and multi-state design. Washington employers stay with L&I for WA payroll.
Coverage detailsRestaurant and Food Service
Kitchens, dining rooms, delivery, and liquor — packaged for restaurants that actually cook and serve.
Industry pageCommercial Lessors
Owners of office, retail, and light industrial buildings — lessors risk, not a habitational apartment form.
Industry pageCoffee Shop
Espresso bars and cafes: a BOP that understands equipment, seating, and a second location that is really a roaster.
Industry pageIdaho
Licensed commercial insurance broker serving Idaho.
State page