Middlebury, IN
Commercial Insurance Broker in Middlebury, Indiana
Middlebury, IN is a smaller county-seat market (about 3700 residents) in North Central Indiana. Middlebury sits in Elkhart County. The book we actually write here is independent shops, trades, and professional offices on a working main street. We are based in Tukwila, WA; mail can go to PO Box 87249, Vancouver, WA 98687.
Middlebury contractors, shops, and offices should expect additional-insured and certificate discipline, not a binder you will not read. Indiana is a competitive workers-comp state. Other-states coverage is a design choice if you also work Illinois, Ohio, or Kentucky. Washington-situs employees remain with L&I.
Middlebury is not a ZIP-code doorway and it is not a 200-person hamlet page. It is an incorporated city of about 3700 residents in North Central Indiana. We write auto repair, restaurants, and specialty retail as commercial accounts, and we keep farm coverage — when it appears — on working operations only.
If you also operate outside Indiana, say so on the first call so other-states coverage is a design choice rather than a renewal surprise.
Request a quote or call 800-351-9518. Indiana is a competitive workers-comp state. Other-states coverage is a design choice if you also work Illinois, Ohio, or Kentucky. Washington-situs employees remain with L&I. We do not publish a ZIP-code doorway set for Middlebury. If the operation is in this city, use this page.
Related coverage, industries, and locations
Commercial Property
Buildings, inventory, equipment, and business income when fire, theft, wind, or water shut you down.
Coverage detailsWorkers Compensation
Private WC in competitive states, plus stop-gap and multi-state design. Washington employers stay with L&I for WA payroll.
Coverage detailsGeneral Liability
Third-party injury, property damage, and products/completed-operations protection for shops, offices, and jobsites.
Coverage detailsAuto Repair and Garage
Garagekeepers, shop liability, tools, and the care of customers' vehicles — written as a garage, not a generic store.
Industry pageRestaurant and Food Service
Kitchens, dining rooms, delivery, and liquor — packaged for restaurants that actually cook and serve.
Industry pageSpecialty Retail
A hub for independent shops that are not a chain and not a generic “store” — inventory, premises, and the odd extra.
Industry pageIndiana
Licensed commercial insurance broker serving Indiana.
State page