Ames, TX
Commercial Insurance Broker in Ames, Texas
Ames sits in Liberty County. Census estimates put the city at about 1200 residents — a smaller county-seat market in the Texas area, with a commercial mix of general contractors and specialty trades who bid public and private work. Business Insurance Brokers is an independent commercial broker licensed in Texas. We shop A-rated carriers and we work for the client.
Ames contractors, shops, and offices should expect additional-insured and certificate discipline, not a binder you will not read. Texas workers compensation is elective for many private employers and still contractually required on most serious commercial jobs. That is not the same system as Washington L&I, and we do not mix the two.
Ames is not a ZIP-code doorway and it is not a 200-person hamlet page. It is an incorporated city of about 1200 residents in Texas. We write general contractors, plumbing contractors, and electrical contractors as commercial accounts, and we keep farm coverage — when it appears — on working operations only.
Independent shops and trades in Ames still want a real package or a monoline structure that will survive renewal. We shop A-rated carriers. We work for the client.
Request a quote or call 800-351-9518. Texas workers compensation is elective for many private employers and still contractually required on most serious commercial jobs. That is not the same system as Washington L&I, and we do not mix the two. We do not publish a ZIP-code doorway set for Ames. If the operation is in this city, use this page.
Related coverage, industries, and locations
Inland Marine
Tools, equipment, cargo, installation jobs, and property that moves — the coverage a building policy leaves behind.
Coverage detailsWorkers Compensation
Private WC in competitive states, plus stop-gap and multi-state design. Washington employers stay with L&I for WA payroll.
Coverage detailsSurety Bonds
License and permit bonds, contract bonds, and business service bonds for trades and service companies.
Coverage detailsCommercial General Contractor
GL, builders risk, auto, surety, and multi-state WC/stop-gap for commercial GCs — not a handyman policy.
Industry pagePlumbing Contractor
Water-damage completed operations, service vans, and the license bond a permit desk will ask for.
Industry pageElectrical Contractor
GL, installation floaters, license bonds, and the energized-work story of a licensed electrical shop.
Industry pageTexas
Licensed commercial insurance broker serving Texas.
State page