Commercial industry
Funeral Home Insurance
A funeral home holds families, vehicles, and remains. The file is premises and professional liability, commercial auto for the coach and flower cars, property on a building that is often older and assembly-occupied, and a careful employment-practices conversation. This is not a generic chapel-rental policy.
We place funeral homes and chapel-service operations. Cemeteries and crematories with heavier industrial equipment need to be disclosed. Washington staff stay with L&I; we place stop-gap and any competitive-state WC.
Risks we actually schedule
- Professional claims involving care of remains or a service error.
- Guest injury in chapels, parking, and on stairs of older buildings.
- Coach and flower-car auto claims, including hired units at a large service.
- Property losses on older assembly buildings and ordinance-or-law rebuild cost.
Frequently asked questions
Is funeral-home professional liability the same as GL?
No. GL is guest injury and property damage. Professional is the care-of-remains and service-error claim. You want both.
Do livery cars need a special auto form?
They need commercial auto that contemplates livery. Tell us about first-call vans and any 15-passenger exposure.
We rent the chapel to outside families. Does that change the policy?
It adds a lessors or premises-rental exposure. Writable, but it belongs on the application.
Related coverage, industries, and locations
General Liability
Third-party injury, property damage, and products/completed-operations protection for shops, offices, and jobsites.
Coverage detailsProfessional Liability
Errors-and-omissions coverage when advice, design, or a professional service is alleged to have caused a financial loss.
Coverage detailsCommercial Auto
Owned, hired, and non-owned vehicles — work vans, box trucks, service bodies, trailers, and company cars.
Coverage detailsCommercial Property
Buildings, inventory, equipment, and business income when fire, theft, wind, or water shut you down.
Coverage detailsManagement Liability
Directors and officers, employment-practices, fiduciary, and employee-benefits liability on one conversation.
Coverage detailsChurch and Religious Organization
Houses of worship: property, premises, counseling professional, and religious D&O — written as a ministry, not an office.
Industry pagePersonal Services
A hub for service businesses that work on people or their property — not a dump page, a place to start.
Industry pageProperty Management
Managers of commercial office, retail, and industrial buildings — GL, E&O, EPL, and the owner certificates you issue every week.
Industry pagePennsylvania
Licensed commercial insurance broker serving Pennsylvania.
State page